It is a common misconception that you can only take a lump sum from a personal pension when you retire - or that by taking a lump sum from your pension it means that you also have to take a pension annuity (income) too. This is not so.

Your current personal pension provider may require you to take an income, but that is about the rules around personal pension plans and not overall UK pension law.

By transferring your fund from your standard personal pension into a more flexible income drawdown contract you can gain better control of your pension fund and use it how you want in line with the pension rules in the UK.

If you only want your 25% tax free pension lump sum - that is exactly what we do ! - CLICK HERE FOR A FREE QUOTE

We don't do anything fancy with your money, there are no offshore schemes or convoluted loan schemes. We use a well know regulated pension policy known as income drawdown. Likewise your money won't be transferred to a company you have never heard of. If you use us, your money will be transferred to Scottish Life a specialist UK pension company. Scottish Life are part of the Royal London Group and, like us, they are regulated by the Financial Conduct Authority.

While we cannot guarantee we will be able tp grow the value of your pension fund, by dealing only with UK regulated companies, your money is safe and you will have the protection of dealing with companies who are authorised by the UK regulator.

If you need more help or information then every customer who requests a quote also receives a comprehensive information pack, we are always happy to answer questions via email or telephone. You can call us on 020 33 55 4827. Why not download our free guide 'How to take a Lump Sum from your Pension (and use the rest how you want)'.